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[08/27] Tennessee’s Largest Risk Management Pool Has Given Nearly $100 Million Back to Municipalities Through Annual Dividends Program

PR Newswire

BRENTWOOD, Tenn., Aug. 27, 2015 /PR Newswire/ — Tennessee’s leader in providing insurance and risk management services for municipalities and public entities has distributed close to $100 million in dividends to its members since the inception of its Annual Dividend Program.


The Tennessee Municipal League Risk Management Pool, more commonly known as The Pool, recently announced its FY 2016 dividends distribution of $2.5 million to its members.

Since 1979, The Pool has provided a stable and viable municipal insurance market in Tennessee. Today, The Pool provides cost-savings insurance coverage and risk management products and services for more than 90 percent of the state’s municipalities, as well as numerous other municipal entities.

Through its Annual Dividend Program, first implemented in 1996, The Pool has distributed approximately $98 million in dividends to its members. Dividends are calculated based on each member’s individual loss ratios for all years they have been in The Pool. Members who meet the criteria for receiving a dividend have a less than 100 percent loss ratio in a particular line of business, such as liability, workers’ compensation and/or property; therefore, a member may not be eligible for a dividend in one line of business, but could be eligible in the other two.

“As we commemorate our 35th anniversary, we also celebrate 20 years of returning excess surplus to Pool members,” says Dawn Crawford, president and CEO of The Pool. “The success of The Pool’s Annual Dividend Program can be attributed to the risk management and loss control philosophy of our members that not only saves on insurance premiums, but helps them to better protect the safety and welfare of their employees and taxpaying citizens.”

The Pool’s members include municipal police, fire, water, sewer, electric, administration, public works, and parks and recreation departments. The Pool’s membership is also comprised of municipal utilities, community action agencies, economic development commissions, human resource agencies, industrial development boards, municipal and special school districts, housing agencies, development districts, and emergency communications systems.

The Pool is a nonprofit insurance cooperative in Tennessee that provides a broad range of insurance and risk management services for more than 90 percent of the state’s municipalities and local public agencies. With approximately 500 local government entities that participate in this voluntary, risk-sharing partnership, The Pool continuously works to enhance relationships with members to better serve their risk management and coverage needs.

The mission of The Pool is to passionately provide the very best in risk management products and services, expert claims administration and comprehensive insurance options with absolute integrity. With 35 years of experience in representing Tennessee municipal governments, The Pool is Tennessee’s leader in risk management services. For more information, visit or call 800-624-9698.

Contact Information: Dawn Crawford
800-624-9698, [email protected]

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SOURCE TML Risk Management Pool